Ashley Advantage logo

Ashley Advantage Program
& Financing

The Ashley Advantage Program offers multiple benefits to our current cardholders and new members of the Ashley HomeStore family.

These advantages include a variety of financing options, exclusive savings events, loyalty programs and account management tools.

Exclusive Offers

As a cardholding member of the Ashley Advantage program, you receive exclusive savings and/or extended financing offers throughout the year.

Get an extra 5% off the first Tuesday of every month!

Get an extra 10% off during your birthday month!

Exclusive Events

As a member of the Ashley Advantage program, you also receive:

Invitations for Private Events and Sales & Premier Nights throughout the year.

Early access to amazing sales.

Simple Account Management

As a member of the Ashley Advantage program, you have access to account management on our Ashley HomeStore Mobile APP for our Synchrony cardholders, as well as online portals for our Wells Fargo, Great American Finance & West Creek Financial cardholders.

Special Financing Options

Ashley Advantage offers a wide variety of financing options to fit your budget.

Many of our finance offers include an open line of revolving credit that can be utilized on individual purchases as well as future purchases.

Better Sleep Program

2 pillows

Every Ashley Advantage cardholder has the exclusive offer of (2) free pillows with any queen or king sleep system purchase. In addition, any sleep system purchase over $2000 is eligible for instant savings of $100 - $300 on a future or same day furniture purchase.

Protect Your Purchase

It’s all about peace of mind. As a member of the Ashley Advantage program, you are eligible for exclusive savings on all of our protection products and services!

La-Z-Boy Home Scene

Financing Options

Your local Ashley HomeStores offer financing options with approved credit so you can get the style you want and the value you need while paying over time.

Buy today - pay over time!


Affirm logo

Pay over time without the late fees. Now accepting in-store applications!

  • Enter a few pieces of info to apply. Checking your eligibility won't affect your credit score.
  • Request a virtual card
  • Use your virtual card at the register
  • Must be in store to apply

Subject to eligibility. Payment options through Affirm are provided by these lending partners:


Wells Fargo

Wells Fargo logo

This credit card also brings you:

  • A revolving line of credit that you can use over and over again
  • Special financing offers where available
  • Convenient monthly payments to fit your budget
  • Easy-to-use online account management and bill payment options

This credit card is issued with approved credit by Wells Fargo Bank, N.A.. Ask for details. Equal housing lender.



Koalafi logo

With Koalafi you'll receive:

  • Flexible payment options
  • Superior service
  • Lease-to-own financing
  • Easy-to-use interface
  • No Credit Needed*

*We do perform a credit check on customers as part of our application process. “No Credit Needed” does not imply no credit check. This is a lease-to-own product. You will not own the leased items unless you make all scheduled payments or prepay in accordance with the lease. Details may vary by state.


Concora Credit

Concora credit logo

Concora Credit provides:

  • An easy application process.
  • Quick decisions.
  • A welcome packet with information on making payments and future purchases.

We accept Visa, MasterCard, Discover, American Express, Checks and Cash.

American Express American Express American Express American Express